Agreed value and collector-focused options

Specialty programs for classics, exotics, and low-mileage garaged vehicles. We help you document value so a claim does not treat your car like a daily commuter.
Coverage availability and pricing depend on underwriting guidelines, motor vehicle reports, and carrier appetite. We will tell you upfront if a risk needs a specialty market.
Classic and collector programs focus on agreed or stated value, limited pleasure use, and underwriting that understands restoration projects and show vehicles—different from a standard daily-driver auto policy rated like a commuter car.
Collectors, weekend show participants, low-mileage garaged vehicles, and some modern classics that qualify for specialty programs. If the car is a daily driver, we may place standard auto instead and tell you why.
Examples only—see your policy for terms, exclusions, and limits.
We work with specialty carriers and know what photos, appraisals, or club membership they may want. You avoid a claim where the insurer treats your classic like a ten-year-old commuter sedan.
Share vehicle details, storage, annual mileage, and photos if available. We confirm program eligibility, value documentation, and usage—then present bindable terms.